Credit cards often have their own set of features and benefits to captivate new applicants and cardholders. This has always been how credit cards are marketed today. Some provide no interest rates for several months, while others offer some of the best rewards.
If you're looking for a well-rounded credit card to use in Japan, the Sumitomo Mitsui Classic Credit Card should be on your list. There are several kinds of Sumitomo Mitsui credit cards, and in this article, we will explore the Sumitomo Mitsui Classic Credit Card NL more.
Check out the article below to learn more about the Sumitomo Mitsui Classic Credit Card NL.
Sumitomo Mitsui Classic Credit Card NL Key Highlights and Features
The Sumitomo Mitsui Classic Credit Card NL is different from the classic credit card as it does not have your credit card number on the card itself.
This makes it extra safe for the cardholder. In addition to the security features of the card, you will never have to worry about using the card anywhere in Japan.
Check out what's in store for you with the Sumitomo Mitsui Classic Credit Card NL.
Earn Rewards Up to 5%
With the Sumitomo Mitsui Classic Credit Card NL, you can earn as much as 5% points every time you use the card in certain establishments.
You receive 5% points back when you use the card at partner restaurants and convenience stores such as 7-Eleven, McDonald's, Coco's Restaurant, Ministop, Excelsior Cafe, and many more.
If you pay for your transaction using the mobile app on the same transaction, you can earn an additional 2% points back making it up to 7% points back. Other transactions, such as streaming subscriptions, utility payments, and others, will allow you to earn 0.5% points back.
Download the VPass App
Your Sumitomo Mitsui Classic Credit Card NL can also be linked to the VPass app where you can check all of your credit card information. Notice that you don't have the card number available so if you want to check it out, you can see it on the app.
You can also use the app to monitor and manage your account. You can restrict access to your other cards or receive notifications for every transaction that you make.
Link it to your Google Pay and Apple Pay for easy payments as well, so you can use it on major supermarkets, stores, and other establishments that accept contactless payments.
Earning V Points
You can also earn V Points by using their mobile app, which allows you to link your Sumitomo Mitsui Classic Credit Card NL to the app. Every time you use the app to pay for your transactions, you gain the rewards mentioned above and also get V Points.
You get 1 V Point for every yen you spend, and then you can use your V Points for different transactions. Cardholders can also earn V Points through stock purchases and investment trust balances.
You can also use your V Points to purchase investment trusts and exchange them for prizes in many other partner establishments.
Upgrade to the Gold Card for Free
The Sumitomo Mitsui Classic Credit Card NL also lets you upgrade to another credit card and unlock even more features when you spend more than 1 million yen yearly.
Once you reach the required threshold, you will receive an email notification with instructions on how to upgrade to the Sumitomo Mitsui Classic Credit Card Gold NL.
Annual Fee and Interest Rates
With the Sumitomo Mitsui Classic Credit Card NL, you don't have to worry about the annual fee as it is free for the rest of your life.
The credit card's interest rate ranges from 15% to 18%, depending on your creditworthiness. Your interest rate will be provided once you enter your details and apply for the card.
Contact Details
If you wish to contact them for assistance or any other inquiry, you can reach out to them through their customer service hotline - 81-3-3282-8111 or 0120-816437 for your specific membership inquiries and concerns. You can also learn more about their other financial products with their hotline.
You can also send your concerns or visit them personally at their main office located at 1-1-2, Marunouchi, Chiyoda-ku, Tokyo, Japan.
How to Apply for the Sumitomo Mitsui Classic Credit Card Online
There are two ways for you to apply for the Sumitomo Mitsui Classic Credit Card NL online through the official website.
You can apply for the card and get approved within 5 minutes without the card number or any other details on the card or you can follow through the normal issuance process.
Whether you choose to follow one process or the other, the card's benefits and features remain the same.
Immediate Issuance Process
With the immediate issuance process, you don't have to wait longer for you to get approved and receive our card. When you choose this option, you will only need to fill out the online application form and wait for a couple of minutes for them to review your information.
The authentication process only lasts for a couple of minutes before they provide you with the decision. You can also download the VPass app while waiting for the confirmation.
Once approved, you can link your account and check your card number on the app. The card will be delivered to your address within 24 hours.
Normal Issuance Process
With the normal issuance process, you will still need to submit your online application form and wait for their approval as they review your information.
The authentication process takes several days before you receive the approval. Once approved, your card will be sent by mail within 1 week after approval.
Download the VPass app and link your account to check your card number on the app.
Conclusion
If you're thinking about getting the Sumitomo Mitsui Classic Credit Card NL, you don't have to worry about waiting weeks to get your card, so you can enjoy its long list of features and benefits. Apply now, and within several minutes, you can get approved, and you'll get your card within 24 hours.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
