MBNA Credit Card - Learn How To Apply

There are many different kinds of credit cards that offer a very specific role in aiding your finances. A balance transfer credit card gives you the option to transfer balances from one card to another with a lower interest rate. This is why the MBNA True Line Mastercard is the one to look out for.


This MBNA credit card has the potential to help you save more on interest charges by consolidating all of your debt into the card with a much lower interest rate. This is very helpful if you are one of those who have high balances on other credit cards.

If you want to learn more about this amazing MBNA credit card, check out the guide below.

MBNA Credit Card - Learn How To Apply
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MBNA True Line Mastercard Key Highlights You Need to Know

There are a lot of things to discover about this MBNA credit card. 

MBNA Credit Card - Learn How To Apply
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The MBNA True Line Mastercard has benefits ranging from 0% annual interest rates from balance transfer down to zero annual fees. 


If you are looking to consolidate your debt and save money in the process, you should read through all of the key highlights of this MBNA credit card below.

0% Introductory Rates and Interest Rates

The MBNA True Line Mastercard is a very special card for Canadians who want to consolidate their debt. The credit card offers 0% interest rates on balance transfers for the first 12 months of opening the account. 

This should be enough to help you streamline your debt and pay them off. After that, you get to enjoy a very low interest rate for balance transfers of only 12.99%, which is one of the lowest rates in the market. 

A balance transfer fee of 3% of the total amount will also be incurred during this period.

No Annual Fee

Apart from having one of the longest introductory periods, the MBNA True Line Mastercard also has no annual fee. 

This means you get to save even more money and you will never have to worry about incurring extra charges for just using the card. 

You can set your financial goals and be able to reach them as quickly as possible now that you don't get charged with other fees such as the annual fee.

Save Up to 10% on Car Rentals in Canada

With the MBNA True Line Mastercard, you also get to save as much as 10% on Avis and Budget car rentals in Canada and the US. You can also use the card internationally and save as much as 5% on car rentals. Your trips will now be budget-friendly if you have this amazing credit card in your hands.

Purchase Protection Program

When buying using the MBNA True Line Mastercard, all of your purchases are covered by the Mastercard Zero Liability program. 

This protects you from getting charged for unauthorized purchases. Always check your receipts and transactions to see if there are unauthorized purchases made on your card then report it. 

The issuer will then do everything else to protect you from such fraudulent activity and will never charge you for it.

Contact Details

You can contact their customer service hotline through the numbers -  1-800-347-6262. 

If you have any other inquiries or requests, feel free to use the number and a customer service associate will assist you with it. 

You can also visit their main headquarters located at 1100 North King Street Wilmington, DE 19884.

Benefits of MBNA True Line Mastercard

Having a balance transfer credit card like the MBNA True Line Mastercard has a lot of benefits. 

MBNA Credit Card - Learn How To Apply
Image Source: MBNA

You can use the card almost everywhere in the US and Canada with their partner establishments without any issues. 

Check out what else the MBNA True Line Mastercard can do for you.

Very Low Interest Rates

One of the major advantages you get with the MBNA True Line Mastercard is that it has one of the lowest interest rates out of any major credit card in Canada. 

You only get charged with a 12.99% interest rate for different transactions from the usual 20% and above interest rates on most credit cards. 

With the added introductory rates, you will surely save a ton of money.

Improved Credit Utilization and Credit Score

With the MBNA True Line Mastercard helping you consolidate your debt, your credit utilization should improve in the long run. 

You don't get to use all of your credit or even max it out unlike before now that you have transferred the bulk of your debt to this card. 

Additionally, your credit score will also improve after making timely payments on a balance transfer card like the MBNA True Line Mastercard.

How to Apply for the MBNA True Line Mastercard

If you're interested in applying for the MBNA True Line Mastercard, you can apply online or personally by visiting any nearby branch

MBNA Credit Card - Learn How To Apply
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Applying online is much more convenient and has a lot of benefits but you can still apply through the bank. 

If you wish to apply online, check out the application process below.

Preparing the Documents and Checking Your Eligibility

The first step in applying for the MBNA True Line Mastercard is to check whether you are eligible for the card. 

You must be 18 years old and above and must have a stable income apart from other requirements to be eligible. 

Speaking of requirements, you will also need to prepare documentation such as proof of income, residency, and identity to apply for the card.

Applying Online

Once you have all the documents prepared and you know you are eligible for the card, head over to the official website to apply online. 

Select MBNA True Line Mastercard and fill out the online application form with your details. 

Review the form for spelling errors and make sure to check out the terms and conditions carefully before submitting.

Receiving Your New Card

If you are approved for the card, you should receive it through mail. 

Follow the instructions mentioned in the mail to activate your card to use it.


With its affordable fees, a lengthy introductory period, and a myriad of other benefits, the MBNA True Line Mastercard is a great credit card to help you achieve your financial goals. Take a good look at all the benefits that you can get with this credit card and apply for one today!

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.

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